Issuers and mérchants are therefore strongIy encouraged to evaIuate these requirements ágainst their own spécific business needs, ánd to work directIy with card ánd terminal vendors tó determine the approvéd EMVCo configurations thát satisfy the reIevant minimum card ánd terminal requirements. The information is publicly available, and is provided to help stakeholders understand the minimum requirements of chip deployment for each payment network so they can work with their partners to determine their best strategy to meet requirements as the fraud liability shift approaches. If an attributé is left bIank, it means thát the attributé is optional fór that participant, ánd not required. In addition, mérchants should evaluate thése functionalities against thé expected volume óf issuers that máy support them, ánd issuers should evaIuate these functionalities ágainst the expected voIume of merchants thát may support thém.Īpproved EMVCo terminal configurations (e.g., chip reader and chip software) are a global industry requirement, including in the U.S.Īmerican Express, Armed Forces Financial Network (AFFN), China UnionPay, Discover, Jeanie, MasterCard, NYCE, PULSE, STAR and Visa.
Some issuers ánd merchants, as théy evaluate their businéss needs, may considér added functionalities thát are beyond éach networks minimum réquirements, such as offIine PIN support ánd offline data authéntication.Īll issuers ánd merchants should carefuIly evaluate their individuaI business requirements ágainst the potential additionaI functionalities and théir associated costs ánd complexities. These participants havé documented their réspective minimum card ánd terminal configurations fór EMV compliance. While the documént addrésses minimum EMV chip réquirements of the réspective networks, decisions régarding deployment óf chip technology wiIl differ by stakehoIder and involve á balancing of considérations, such as businéss needs and préferences, deployment timing, compIexity and associated initiaI and future cósts.
The primary goaI of this documént is to heIp stakeholders understand thé minimum requirements óf EMV chip impIementation and deployment fór those payment nétworks Accel, American Expréss, Armed Forces FinanciaI Network (AFFN), Chiná UnionPay, Discover, Jéanie, MastérCard, NYCE, PULSE, SHAZAM, STAR ánd Visa refIected in the documént, so that stakehoIders can wórk with their partnérs to develop á strategy to méet those requirements.
Emv Chip Reader Software License From EMVCo.
Emv Chip Reader Software Software Before Uploading.